FEMA Repetitive Flood Claims (RFC) Program

OVERVIEW: The Federal Emergency Management Agency (FEMA) provides funds to reduce flood damages to insured properties that have had one or more claims to the National Flood Insurance Program (NFIP). Grants are given for the following mitigation activities:

  • Acquisition of properties, and either demolition or relocation of flood-prone structures, where the property is deed restricted for open space uses in perpetuity.
  • Elevations
  • Dry floodproofing of non-residential structures
  • Minor localized flood control projects (funding limited to $1 million per project)

FEMA may contribute up to 100% of the total amount approved under the RFC grant award to implement approved activities, if the applicant has demonstrated that the proposed activities can not be funded under the Flood Mitigation Assistance program due to lack of State or local capacity, which includes either inability to manage the subgrant or lack of 25% match.

TIMETABLE: Applications should be submitted as the need arises and when the applicant is ready to submit.

APPLICATION PROCESS: Local governments, tribes and some non-profits submit projects to the state which then selects applications based on predetermined priorities set forth in a disaster-specific Mitigation Strategy to send to FEMA for final approval. Before applying we recommend that you explore FEMA’s Grant Applicant Resources page which provides extensive guidance to applicants.

FOR MORE INFORMATION: See the FEMA Repetitive Flood Claims (RFC) Program page or contact your state lead.

TAGS: funding, structural