USDA / RD Section 504 Single Family Housing Repair Grants

OVERVIEW: U.S. Department of Agriculture – Rural Development Section 504 Grants are available to very low-income homeowners who are 62 years of age or older. The grant funds are used to remove health and safety hazards or make the dwelling more accessible to household members with disabilities. To obtain a grant, the applicant must lack the ability to repay a Section 504 Loan. Grant funds can only be used to remove health or safety hazards. Grants cannot be used for cosmetic purposes, such as carpeting, painting, air conditioning, or landscaping. To be eligible for a loan, individuals must:

  • Be within the very-low income limit for the county where your home is located
  • Be the owner of a single family dwelling
  • Be unable to repay any loan
  • Be at least 62 years of age
  • Have a decent credit history

TIMETABLE: Determined by program fund availability. Please see the program’s homepage (note: people are reporting difficulty accessing this site with Firefox; try using Internet Explorer).

APPLICATION PROCESS: Loans are available through approved lenders. For a complete list the USDA Service Center.

FOR MORE INFORMATION: Please see the program’s homepage (note: people are reporting difficulty accessing this site with Firefox; try using Internet Explorer) or contact an approved lender.

TAGS: home, loan, rural